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When Carol went through her divorce, a friend gave her some advice: "Get a therapist or get a dog." So Carol went out and got herself a puppy. Zelda, the English bulldog, sparked the creation of Zelda WisdomTM
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Our Budgeting Program Rocks! See where your money's going and how much you've still got.
Sort your spending by GOALS NEEDS and WANTS. . . in color!
Tell late fees to kiss your assets! We email you before bills are due.
Tax time? Relax! Your expenses are organized. Just hit "Print"!
Simple to setup--nothing to download or install. Sign up now! (Tell me more…) |
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The Finish Line
We’re not big on resolutions. They’re usually the same year after year—lose weight, quit smoking, stop world hunger. A resolution is about enforcing your will--I WILL skip dessert, I will kick my scented candle habit—regardless of your motivation. (more…) |
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I am committed to paying off my credit cards ($25,000 worth). Should I take a loan out from my 401k (8.25% interest) to pay down a card with 11.99% interest? I'd miss out on the compounding interest on my 401k. But I'd be paying myself back, not the credit card company. Is this a smart move?
Congratulations on tackling
your credit card debt. But
we don't think it's smart to
borrow from your 401(k). As
you said, the 8.25% interest
rate isn't the true cost -
you're also losing the
interest you'd be earning on (more…) |
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