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MoneyPants Theatre
Person of the Week

Hillary Carlip is the author of the memoir Queen of the Oddballs: And Other True Stories from a Life Unaccording to Plan, a Book Sense pick that has received rave reviews. An artist and NPR commentator, Hillary performs her writing at spoken word hot spots throughout the country. (more…)

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    True Confessions

    Juggling at the museum

    Do you ever think about your life as a piece of art? It is, you know. At least I think so. I have this in mind on this Sunday afternoon, because Iím sitting in a museum as I write. Some people think museums are boring. Not me. I like feeling connected to people from other times and places. Itís not just the events they lived through. Itís how they felt about things. Money, for instance. (more…)

    Talk to MoneyPants

    I am committed to paying off my credit cards ($25,000 worth). Here's my question - should I take a loan out from my 401k - at an 8.25% interest rate, to pay down a credit card with an 11.99% interest rate? On paper it looks good, but I know I will be missing out on the amortization of the money in my 401k. On the other hand, I would be paying myself back, and not the credit card company. Is this a smart move?

    Congratulations on taking steps to pay down your credit card debt. However, we do not think it's a smart move to borrow from your 401(k). You're a smart cookie because you've pointed out yourself that the 8.25% interest rate (more…)

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